‘Mo Ghara’ Yojana Odisha 2023: Benefits, Online Registration, Form, FAQ, Official Website, Government Subsidy.
Are you looking for financial assistance to construct or renovate your house in Odisha? If so, you may be eligible for the Mo Ghara Yojana, a housing scheme launched by the Government of Odisha in 2023. In this article, we will discuss the eligibility criteria, benefits, and how to apply for the scheme. We will also answer some frequently asked questions about the scheme.
What is Mo Ghara Yojana?
Launched by the government of Odisha in 2023, the Mo Ghara Yojana is a housing scheme. The scheme aims to provide financial assistance to economically weaker households to construct or renovate their houses. Under the scheme, beneficiaries can avail a housing loan of up to Rs. 3 lakh, which can be repaid in 10 years with a moratorium period of one year.
‘Mo Ghara’ Yojana Odisha 2023
| Yojana Name | Mo Ghara Scheme |
|---|---|
| State | Odisha |
| Launched by | Odisha Chief Minister |
| Launched in | May, 2023 |
| Benefit | Easy Loan upto 3 lakh |
| Application Start | 15 June |
| Application Mode | Online/Offline |
| Helpline Number | Soon |
| Official Website | Click Here |
| Join Our WhatsApp Group | Click Here |
‘Mo Ghara’ Yojana Eligibility Criteria
To be eligible for the Mo Ghara Yojana, a household must meet the following criteria:
* The household’s monthly income must be below Rs. 25,000.
* The household must not have received any other government housing assistance in the past.
* The household must not own a non-commercial four-wheeler.
* The household must be residing in a kutcha (thatched) house or a one-room pucca house with a concrete roof.
How to Apply ‘Mo Ghara’ Yojana
To apply for the Mo Ghara Yojana, a household must submit the following documents to the nearest block development office (BDO):
* A copy of the Aadhaar card of the head of the household.
* A copy of the ration card of the household.
* A copy of the electricity bill of the household.
* A copy of the land ownership certificate (if applicable).
* A self-declaration stating that the household meets the eligibility criteria for the scheme.
Benefits of ‘Mo Ghara’ Yojana
The Mo Ghara Yojana offers the following benefits to beneficiaries:
* Financial assistance of up to Rs. 3 lakh to construct or renovate a house.
* Repayment period of 10 years with a moratorium period of one year.
* No collateral required for the loan.
* Easy installment EMIs.
Mo Ghara Yojana Odisha Loan Subsidy Amount
| Loan Amount | Subsidy of Scheme |
|---|---|
| 1 Lakh rupees | 30,000 rupees |
| 1.5 Lakh rupees | 45,000 rupees |
| 2 Lakh rupees | 60,000 rupees |
| 3 Lakh rupees | 60,000 rupees |
FAQs
What is the maximum amount of loan that can be availed under the Mo Ghara Yojana?
The maximum amount of loan that can be availed under the Mo Ghara Yojana is Rs. 3 lakh.
What is the repayment period for the loan?
The loan has a 10-year repayment period of time. There is a moratorium period of one year.
Is collateral required for the loan?
No collateral is required for the loan.
What are the installment EMIs for the loan?
The installment EMIs for the loan will depend on the amount of loan availed and the repayment period.
How can I apply for the Mo Ghara Yojana?
To apply for the Mo Ghara Yojana, you can submit the following documents to the nearest block development office (BDO):
* A copy of the Aadhaar card of the head of the household.
* A copy of the ration card of the household.
* A copy of the electricity bill of the household.
* A copy of the land ownership certificate (if applicable).
* A self-declaration stating that the household meets the eligibility criteria for the scheme.
What is the deadline for applying for the Mo Ghara Yojana?
There is no deadline for applying for the Mo Ghara Yojana. However, it is advisable to apply as soon as possible as the scheme is on a first-come, first-served basis.
Conclusion
The Mo Ghara Yojana is a great opportunity for economically weaker households in Odisha to construct or renovate their houses. The scheme offers a number of benefits, including financial assistance, a long repayment period, and no collateral required. If you are eligible for the scheme, I encourage you to apply as soon as possible.
